Which of the Following Scenarios Are Examples of Credit Enhancements

question 57

Multiple Choice

Which of the following scenarios are examples of credit enhancements?

• A)A manufacturing company makes monthly payments into a sinking fund which it will use to repay principal to bondholders when the bonds mature.
• B)A trucking company obtains a lower interest rate on a bank loan for trucks by pledging the vehicles as collateral.
• C)Mortgages on residential properties must be insured by the Canada Mortgage and Housing Corporation if the down payment is less than 20%.
• D)All of the above.

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Definitions:

Well-ventilated Office

Describes an office space designed to ensure ample airflow and proper circulation, promoting a healthier and more comfortable working environment.

Effort Factors

Variables that influence the amount of effort an individual puts into a task or activity.

Job Performance Standards

The work performance expected from an employee on a particular job.

Actual Employee Performance

Actual employee performance refers to the real work outputs and achievements of an employee as assessed through observations, outcomes, and evaluations.