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The most common benchmark used for pricing a bank loan is:
Sexual Reproduction
A biological process that creates a new organism by combining the genetic material of two organisms.
Streptococci
A genus of coccus (spherical) bacteria that usually forms chains; known for causing various infections in humans and animals.
Alpha Proteobacteria
A class of Proteobacteria that includes a variety of species, some of which are capable of photosynthesis or nitrogen fixation.
Gram-Negative Bacteria
Bacteria with cell walls consisting of a thin peptidoglycan layer and a thick outer membrane. Compare with gram-positive bacteria
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