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The risk-adjusted discount rate is:
Biological Parents
The individuals from whom one has inherited genetic material, typically referred to as a biological mother and father.
Adoptive Parents
Individuals or couples who become the legal parents of a child through the process of adoption, assuming responsibility for their welfare and upbringing.
Impoverished Environments
Conditions or settings lacking in resources, stimulation, and opportunities, which can negatively affect development and well-being.
Intervention Programs
Structured programs designed to address specific problems or issues, such as substance abuse or educational deficiencies, through targeted actions and support.
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