Examlex
A physical examination is NOT a good screening device for life insurance companies if
Not Excludable
A characteristic of a good or service that does not allow producers to prevent its use by non-paying consumers, often leading to market failure.
Free Riders
Individuals who benefit from resources, goods, or services without paying for them, often leading to under-provision or depletion of those resources.
Club Goods
Items that are non-rivalrous but excludable, meaning that one person's use does not reduce availability to others but access can be restricted, typically through a membership fee.
Private Goods
Private goods are products that are excludable and rival in consumption, meaning their use is limited to paying customers and one person's consumption prevents another's.
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