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All igneous rocks form directly from cooled lava.
Ski Slope
A graded and usually groomed path down a mountainside for snow skiing, snowboarding, or other mountain sports.
Moral Hazard
The risk that a party to a transaction has not entered into the contract in good faith, or has an incentive to take unusual risks in a desperate attempt to earn a return before the contract settles.
Contract Changes
Amendments or modifications to the terms and conditions of an existing agreement.
Behavior Cost
The non-financial costs associated with actions or decisions, including effort, time, and opportunity costs that impact individuals' or companies' behaviors.
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