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An example of a single-channel, multi-phase queue is a drive-thru at a limited-menu fast-service facility.
Principal Balance
The outstanding amount of a loan or mortgage that remains to be paid, not including interest.
Personal Loan
A type of unsecured loan provided by financial institutions based on the borrower’s creditworthiness without collateral.
Perpetuity
A type of annuity that continues indefinitely, often used in finance to model consistent payments or cash flows without an end date.
Compounding Period
The frequency with which interest is added to the principal balance of an investment, which can be annually, semiannually, quarterly, etc.
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