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Other guests are a part of the service environment.
Lien Theory
A legal concept regarding real estate financing that holds a mortgage as merely a lien on property title, rather than an actual transfer of title.
Mortgagee's Interest
The legal interest or right that a lender (mortgagee) holds in the property of the borrower (mortgagor) as security for the loan.
Title Theory
A legal concept in real estate law where the lender holds title to the property until the loan is paid off by the borrower.
Lien Theory
A concept in real estate law where the mortgage holder has a lien on the property as security for the underlying loan, but the borrower retains title to the property.
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