If a Third Party Responsible for Injuries Has Insurance, but the Limits

question 41

Short Answer

If a third party responsible for injuries has insurance, but the limits of that insurance is insufficient to compensate the insured, the insured may look to his or her own motorist coverage if he or she has purchased it to compensate him or her for the difference.

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Definitions:

Self-assertion

The action of confidently and forcefully expressing one's opinions, needs, and rights without infringing on the rights of others.

Separateness

The state or condition of being distinct, separate, or not connected.

Mutuality

The quality or condition of reciprocal agreement or support within a relationship.

Ethnic Identity

An enduring aspect of the self that includes a sense of membership in an ethnic group, along with the attitudes and feelings related to that membership.