Prepayment Penalties Are Never Enforceable

question 1

True/False

Prepayment penalties are never enforceable.

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Definitions:

Psychotherapy

A form of treatment for mental health issues involving psychological techniques, such as talking therapy, aimed at understanding and changing behavior.

Shock Therapy

A form of psychiatric treatment involving electric shocks to induce seizures, formally known as Electroconvulsive Therapy (ECT).

Behavioral Therapy

A treatment approach that focuses on modifying negative behaviors and thoughts in order to solve psychological problems.

Chronic Condition

A long-term health condition that requires ongoing management and can affect a person's everyday life.