Identify the devise pictured below. Explain how it generates electricity and discuss some of the advantages and challenges associates with its application to common energy needs. 
Definitions:
Time Deposits
Money deposited in a financial institution that cannot be withdrawn for a certain term or period of time without incurring penalties.
Large Banks
Financial institutions with a significant amount of total assets, offering a wide range of financial services.
Small Banks
Financial institutions with a smaller asset base and local focus providing banking services to individuals and businesses in their communities.
Primary Reserves
Funds that financial institutions must hold in physical form, such as cash in vaults or deposits with central banks, as a measure of liquidity and financial stability.
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