The SMarT Program, Which Offers Employees the Option to Commit

question 78

Multiple Choice

The SMarT program, which offers employees the option to commit a fraction of future pay raises to a tax-free retirement savings account, is designed to overcome which common barrier to saving? Status quo bias An unwillingness to forgo current consumption The endowment effect

• A)II and III only
• B)I and III only
• C)I and II only
• D)I, II, and III

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Definitions:

Periodic Table

Tabular arrangement of all known elements by their atomic number.

Atomic Number

The number of protons in the nucleus of an atom, which determines the chemical properties of the element.

Electronegativity

A chemical property that describes the ability of an atom to attract electrons towards itself in a chemical bond.

Isotopes

Forms of an element that differ in the number of neutrons their atoms carry.