Two Years Ago, Ayesha Did Not Have Health Insurance

question 90

Multiple Choice

Two years ago, Ayesha did not have health insurance. When she was sick, her only option was to go to an urgent care center and pay $150 out of pocket. Ayesha fell ill three times that year, but each time she waited one week for her symptoms to clear up before heading to the doctor. She ended up visiting the urgent care center only once that year. At the beginning of last year, Ayesha started a new job that provided her with health insurance and allowed her to see a doctor for only $20 per visit. Last year, she again fell ill three times, but went to the doctor all three times, waiting only a day or two after her symptoms began to see the doctor.Ayesha's behavior is an example of:adverse selection.moral hazard.the principal-agent problem.

• A)I only
• B)II only
• C)II and III only
• D)I and II only

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Definitions:

Mastery-oriented

An approach or attitude focused on learning, understanding, and mastering skills or knowledge, rather than merely achieving good grades or ratings.

Performance Goals

Objectives aimed at demonstrating competence or achieving a standard of excellence in a task.

Learning Goals

Learning goals are specific objectives or skills that learners aim to achieve through a course of study, often used to guide educational activities and assessments.

Reformulated Learned Helplessness

An updated theory on learned helplessness that incorporates the role of attributions in determining how individuals perceive and respond to events of a lack of control.