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Which of the Following Exemplifies Statistical Discrimination in Health Insurance?Insurance

question 105

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Which of the following exemplifies statistical discrimination in health insurance?Insurance providers tend to charge lower premiums to young adults, because young adults cost less on average to insure.People with higher-than-average health costs are more likely to seek out health insurance.Doctors tend to prescribe more tests and treatments to patients who are insured over patients who are uninsured.


Definitions:

Object Relations Theory

A psychological theory that focuses on the relationships between individuals and the external objects (often other people) and how these relationships shape the individual's personality and behavior.

Relationship Satisfaction

The degree to which individuals feel fulfilled and content with their romantic relationships, evaluating aspects like emotional needs and partnership dynamics.

Unconscious Processes

Mental activities beyond conscious awareness that influence thoughts, feelings, and actions.

Maladaptive Relationships

Relationships that adversely affect an individual's ability to function well in daily life, often characterized by harmful or dysfunctional interaction patterns.

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