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Two Years Ago, Ayesha Did Not Have Health Insurance

question 90

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Two years ago, Ayesha did not have health insurance. When she was sick, her only option was to go to an urgent care center and pay $150 out of pocket. Ayesha fell ill three times that year, but each time she waited one week for her symptoms to clear up before heading to the doctor. She ended up visiting the urgent care center only once that year. At the beginning of last year, Ayesha started a new job that provided her with health insurance and allowed her to see a doctor for only $20 per visit. Last year, she again fell ill three times, but went to the doctor all three times, waiting only a day or two after her symptoms began to see the doctor.Ayesha's behavior is an example of:adverse selection.moral hazard.the principal-agent problem.


Definitions:

Gestational Age

The age of an embryo or fetus calculated from the first day of the last menstrual period of the pregnant woman.

Bowel Obstruction

A blockage in the intestines that prevents the normal passage of bowel contents, which can cause severe abdominal pain and vomiting.

Carbon Dioxide Retention

The inability to expel carbon dioxide effectively from the body, typically due to respiratory disorders.

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