Use substitution and partial fractions to find the indefinite integral. 
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Definitions:
Lump Sum Payment
An isolated financial disbursement occurring once, instead of being divided into multiple payments over a duration.
Annual Interest Payments
Periodic payments made to bondholders, typically annually, that represent the interest earned on the investment.
Effective Annual Rate
The real return on an investment, taking into account the effect of compounding interest over a year.
Annual Percentage Rate
The annual rate charged for borrowing or earned through an investment, inclusive of any fees or additional costs.
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