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Which of the Following Is a Factor That Increases Your

question 22

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Which of the following is a factor that increases your premium?


Definitions:

Skilled Employees

Workers who possess specialized training, knowledge, or expertise, making them valuable assets to organizations in achieving operational efficiency and competitive advantage.

Local Banker

A banking professional operating within a community, offering financial services and advice to local residents and businesses.

Research

The systematic investigation into and study of materials and sources in order to establish facts and reach new conclusions, primarily used in the development of new knowledge or products.

Hobbies

Hobbies are leisure activities that individuals engage in for pleasure and relaxation, not as a main occupation or for profit.

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