On January 1, Pablo Borrows $5,000 with a Fixed Interest

question 7

Multiple Choice

On January 1, Pablo borrows $5,000 with a fixed interest rate on the loan of 10% and a loan term of 2 years. He will be making monthly payments of $230.72. How much of Pablo's first loan payment would be interest charged for January, the first month of the loan?

• A) $40.09.
• B) $41.67.
• C) $42.98.
• D) $43.67.

Grasp the concept and application of the Health Belief Model in predicting health behaviors.

Identify different psychological theories and models that explain health behaviors.

Understand the concept of confirmation bias and its impact on health decisions.

Recognize the psychological and personality factors associated with health risks and disease susceptibility.

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Definitions:

Biological Clock

An internal mechanism in organisms that regulates biological rhythms and cycles, such as sleep-wake cycles, often in response to environmental cues.

Hypothalamus

A region of the brain responsible for producing hormones that regulate essential bodily functions, including temperature, hunger, and sleep.

Thalamus

The thalamus is a structure within the brain that serves as a relay station, processing and transmitting information from the senses to the appropriate areas of the brain.

Amygdala

An almond-shaped part of the brain involved in processing emotions, fear responses, and memory of emotional events.