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Lactose could be considered to be a
Savings Rates
The portion of disposable income that individuals, businesses, or economies save rather than spend on consumption, usually expressed as a percentage.
Permanent Income
A person’s normal income.
Transitory Income
Income that is temporary or not expected to recur on a regular basis, affecting individuals' spending and saving decisions.
Permanent Income
A theory suggesting that an individual's consumption choices are more influenced by their lifetime average income rather than by their current income.
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