Which Type of Insurance Is the Most Important Type of Insurance

question 89

Multiple Choice

Which type of insurance is the most important type of insurance as a business person that protects you from tort liability to third parties?

• A) Negligence insurance
• B) Class action insurance
• C) Tortious insurance
• D) Third-party liability insurance
• E) Liability insurance

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Definitions:

Reasonable Accommodation

Adjustments or modifications provided in a work environment to enable individuals with disabilities to perform their job.

Bona Fide Occupational Qualification

A work requirement that is necessary for the normal operation of a particular business or enterprise and may legally exclude individuals from a job based on protected characteristics in certain circumstances.

Disparate Treatment

A form of discrimination that occurs when employees are treated differently based on protected characteristics, such as race, age, or gender, without justification.

Undue Hardship

A significant difficulty or expense imposed on an employer by accommodating an employee's disability or religious practices, under U.S. employment law.