If the Insured or Insurer Fails to Meet an Obligation

question 70

Multiple Choice

If the insured or insurer fails to meet an obligation under the insurance contract, what cause of action might the other party have?

• A) Breach of duty
• B) Breach of implied warranty
• C) Breach of good faith and fair dealing
• D) Breach of contract
• E) Breach of warranty

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Definitions:

Incorporation Process

The legal concept in which the U.S. Supreme Court has applied the protections of the Bill of Rights to the states using the Fourteenth Amendment.

Fourteenth Amendment

A constitutional amendment adopted in 1868 that grants citizenship to all persons born or naturalized in the United States, including former slaves, and provides all citizens with “equal protection under the laws.”

State Restrictions

Laws or regulations imposed by state governments to limit or control certain activities or behaviors.

Establishment Clause

The Establishment Clause is part of the First Amendment to the US Constitution, prohibiting the government from making any law respecting an establishment of religion, thereby ensuring a separation of church and state.