Under Which of the Following Circumstances May a Consumer Who

question 82

Multiple Choice

Under which of the following circumstances may a consumer who unknowingly purchased a damaged item with a credit card not be obligated to pay for the good?

• A) The consumer purchased the item in the same state as the consumer's home or within 100 miles of the consumer's home.
• B) The consumer purchased the item in the same state as the consumer's home or within 100 miles of the consumer's home, and the item cost more than $50.
• C) The consumer purchased the item in the same state as the consumer's home or within 100 miles of the consumer's home; the item cost more than $50; and the consumer made a good-faith effort to resolve the dispute, such as asking the store for a refund.
• D) The consumer purchased the item in the same state as the consumer's home or within 100 miles of the consumer's home; the item cost more than $50; the consumer made a good-faith effort to resolve the dispute, such as asking the store for a refund; and the seller had a history of providing defective merchandise.
• E) The credit card company may always charge the consumer, and it is up to the consumer to get a refund from the merchant.

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Definitions:

Government Spending

Expenditures made by the government sector on goods and services, including infrastructure, education, and defense.

Taxes

Essential monetary obligations or assorted forms of taxes imposed on individuals by government organizations, designed to facilitate government budgeting and various public expenditure.

Average Tax Rate

The proportion of total income that is paid in taxes, calculated by dividing the total tax paid by the taxpayer’s total income.

Taxable Income

The portion of an individual's or organization's income used to calculate how much tax will be owed to the government.