Examlex
Which of the following was passed in response to the growing number of identity theft cases?
Mortgage Insurance
Insurance that compensates a lender for losses due to a borrower’s default on a mortgage loan.
Debtor
An individual or organization that owes money to another party, typically as a result of being lent a sum of money or extended credit.
Default
Failure to pay a debt when it is due.
Mortgage
A legal agreement by which a bank, building society, etc. lends money at interest in exchange for taking title of the debtor's property, with the condition that the conveyance of title becomes void upon the payment of the debt.
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