The Maximum Legal Limit for a Loan in Walter's State

question 82

Multiple Choice

The maximum legal limit for a loan in Walter's state is 5.8%. Keeli charges Walter 23% because she does not trust he can pay back the loan. What is the term for giving a loan at an interest rate that exceeds the legal maximum?

• A) Good business practices
• B) Loan manipulation
• C) Legal loan price inflation
• D) Uncustomary
• E) Usury

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Definitions:

Disparate-Treatment Discrimination

A form of discrimination in which an employee or job applicant is treated unfavorably because of their race, color, national origin, sex, or religion in comparison to others.

Disparate-Impact Discrimination

Unintentional discrimination that occurs when a neutral policy disproportionately affects a protected group.

Filing a Claim

The process of formally submitting a request for compensation or remedy for a loss or wrong experienced.

Title VII

is a section of the Civil Rights Act of 1964 prohibiting employment discrimination based on race, color, religion, sex, or national origin.