To the Extent That Mortgage Defaults Contributed to the U

question 21

Multiple Choice

To the extent that mortgage defaults contributed to the U.S. financial crisis of 2008-2009, blame for these actions lies with:

• A)homebuyers who borrowed more than they could afford to repay.
• B)mortgage brokers who encouraged households to borrow excessively.
• C)government policymakers who pursued policies to encourage homeownership.
• D)all of the above.

Comprehend the structure and styles of business letters.

Understand the options for vertical alignment in Word documents.

Grasp the concept and application of signature blocks in business letters.

Learn the selection techniques for non-adjacent cells, rows, or columns in Word tables.

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Definitions:

DRH Schedule

Differential Reinforcement of High Rates of behavior schedule; a reinforcement schedule in which a higher rate of a specific behavior is reinforced, encouraging the behavior to occur more frequently.

Reinforcer

Any stimulus that increases the likelihood of a preceding behavior being repeated.

Primary Reinforcer

An innate reinforcing stimulus like nourishment or shelter, which does not require learning to be effective in enhancing behavior.

Conditioning

A process of behavior modification by which a subject comes to associate a desired behavior with a previously unrelated stimulus.