Benito Accesses Creditline Bank's Computer System Without Authority to Obtain

question 68

Multiple Choice

Benito accesses Creditline Bank's computer system without authority to obtain protected financial and credit records.Under federal law,this is

• A)a felony if it was done for a commercial purpose.
• B)a felony if Creditline brings a civil suit against Benito.
• C)not a crime.
• D)a crime but not a felony.

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Definitions:

Private Property

Ownership of property (land, buildings, or personal items) by individuals or corporations, recognized and protected by law.

Economic Growth, Regulatory Relief, and Consumer Protection Act

is a law intended to ease regulations on small and medium-sized banks and enhance consumer protections.

Truth in Lending Act

A U.S. federal law designed to promote the informed use of consumer credit by requiring disclosures about its terms and cost.

Residential Mortgage Loans

Loans borrowed by individuals for the purpose of purchasing residential properties, secured by the property itself.