HIPAA Strictly Limits an Employer's Ability to Exclude Coverage Under

question 22

True/False

HIPAA strictly limits an employer's ability to exclude coverage under employer-sponsored group health plans for pre-existing conditions.

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Definitions:

Mortality Rate

The frequency of deaths in a population during a specific period of time, usually represented as deaths per thousand individuals per year.

Psychological Disorder

A condition characterized by abnormal thoughts, feelings, or behaviors that are distressing to the individual, and often impair daily functioning.

Depressive Disorders

Mood disorders in which the individual suffers from depression—an unrelenting lack of pleasure in life.

Bipolar Disorder

A mental condition marked by alternating periods of elation and depression, significantly impacting an individual's mood, energy, and daily function.