In Addition to Numerous Congressional Acts That Focus More on National

question 30

Multiple Choice

In addition to numerous congressional acts that focus more on national regulation, laws have been created that affect the practice of home mortgage lending at a community or neighborhood level. For example, laws have been enacted to prevent lenders from avoiding certain neighborhoods without regard to the merits of the individual loan applications, a practice more commonly referred to as:

• A) rescinding
• B) redlining
• C) assuming
• D) holdout

---

Definitions:

Dumas

A legislative body in the Russian Federation, historically a term referring to representative institutions in Imperial Russia.

Nobility

A social class traditionally possessing hereditary titles, lands, and considerable social and political privileges, often influential in the governance and culture of their societies.

Crimean War

A military conflict fought from 1853 to 1856 in which Russia lost to an alliance of France, Britain, the Ottoman Empire, and Sardinia.

Disease

A condition that impairs the normal functioning of an organism, often characterized by specific symptoms and signs.