Examlex
Programmed decisions respond to new or nonroutine problems for which there are no proven solutions.
Effective Interest Rate
The real rate of interest earned or paid on a loan or investment, accounting for the effect of compounding over the period.
Compensating Balance
A minimum account balance that a borrower must maintain as a condition for borrowing from a lender or for obtaining favorable loan terms.
Stated Interest Rate
This refers to the nominal or advertised interest rate on a loan or financial product, not accounting for compounding or fees.
Trade Credit
A type of commercial financing where a buyer is allowed to purchase goods or services and pay the supplier at a later scheduled date.
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