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Extrinsic rewards can both motivate and demotivate people.
Lending
The act of providing funds to another party with the expectation that the funds will be repaid, often with interest, over a specified period of time.
Excess Reserves
Funds that banks hold over and above the legal requirements, which can influence their ability to lend.
Deposits
Funds placed into an account at a financial institution for safekeeping and to earn interest.
Excess Reserves
Excess reserves are the funds that banks hold over and above the required minimum reserves mandated by central banking regulations, often stored in central banks.
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