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ISTJ people tend to be thorough, practical, determined, and calm in a crisis. However, they can be impatient and sometimes make impulsive decisions.
Bond Indenture
A legal document specifying the terms and conditions under which a bond has been issued, including the interest rate, maturity date, and covenants.
Fiscal Year
A one-year period used for financial reporting and budgeting that does not necessarily coincide with the calendar year, varying between organizations.
Times Interest Earned
A ratio measuring a company's ability to meet its interest payments based on its operating income, indicating financial health and creditworthiness.
Tax Rate
The percentage at which an individual or corporation is taxed.
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