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Financial planning is concerned with the basic policy elements of:
Foraminiferans
Single-celled protists with shells, known for their role in marine ecosystems and as indicators of environmental change.
Rhizarians
A group of mostly unicellular eukaryotic organisms that include foraminifera, radiolarians, and cercozoans, characterized by their amoeboid movement and complex shell structures.
Coccolithophorids
A group of planktonic algae that produce calcium carbonate plates known as coccoliths, contributing significantly to marine sediments.
Brown Algae
A large group of mostly marine multicellular algae, including many seaweeds, that are typically brown due to the presence of fucoxanthin pigment.
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