(Table: Total Utility II) 
Because Qingling is _____ risk averse than Huian, Huian will pay the _____ risk premium.
Definitions:
Physics Test
An academic examination or assessment intended to measure a person's knowledge and understanding of physics.
Psychology Test
An assessment tool designed to measure psychological traits, abilities, or the presence of psychological conditions.
Mindfulness Meditation
A practice of focusing one's mind on the present moment, often used as a technique to reduce stress and enhance well-being.
Biofeedback
A technique that teaches people to control bodily processes that are normally involuntary, such as heart rate, using monitoring devices that provide information on the state of those processes.
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