(Table: Total Utility II) 
Because Qingling is _____ risk averse than Huian, Huian will pay the _____ risk premium.
Definitions:
Application Software
Software designed to perform specific tasks for users, such as word processing, web browsing, or accounting.
Operating System
Software that manages the computer hardware and software resources, providing common services for computer programs.
Information Management System
A set of processes and technologies designed to organize, manage, and utilize information effectively in an organization.
Application Software
Programs or group of programs designed for end-users to perform specific tasks such as word processing, communication, or games.
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