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When Twenty-Eight-Year-Old Rafferty Recently Completed a Fitness Assessment as Part

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When twenty-eight-year-old Rafferty recently completed a fitness assessment as part of a yearly physical, his results were poorer than he expected. His weight is higher than it should be, he has several unhealthy habits, and he is unable to lift weights comparable to others his age. Rafferty's parents say that Rafferty just inherited bad genes and that there is little he can do to improve himself. Rafferty doesn't believe this is true, so he hires a personal trainer, quits smoking, and begins to walk for 20 minutes every day. Rafferty probably has a/an


Definitions:

Theft

The act of stealing; taking someone else's property without permission or legal right.

Insurance Policy

A contract wherein an insurer agrees to compensate the insured for specified losses, damages, illness, or death in return for premiums paid.

Co-insurance Clause

A provision in insurance policies that requires the policyholder to bear a portion of the costs of a claim, promoting shared risk between the insurer and the insured.

Indemnity

A contractual agreement in which one party agrees to compensate another for losses or damages incurred.

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