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An important milestone is in the study of intelligence has been primarily influences by Galton's studies of hereditary genius?
Secured Loan
A loan that is backed by collateral, providing the lender with assurance that the loan will be repaid.
Unsecured Loan
A loan given without requiring collateral from the borrower.
Underinvestment
The situation where a company or individual invests less than is optimal, potentially leading to lower returns or growth than possible.
Net Present Value
The difference between the present value of cash inflows and outflows over a period of time, used in capital budgeting to assess the profitability of an investment.
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