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Identical twins raised in the same homes have IQs correlated at about.86. Identical twins raised apart have IQs correlated at about.75. Unrelated adopted children raised in the same home have IQs correlated at about.32. Based on this information and research on the heritability of intelligence, we can say that ___________________ of the population variability in intelligence can be attributed to the environment.
Mortgage
An agreement in which a bank or lender provides funds to a borrower at a certain interest rate, securing the loan by temporarily taking ownership of the borrower's property. This ownership is transferred back to the borrower once the loan is fully repaid.
Drawee
The party, typically a bank, on whom a check or draft is drawn and is responsible for paying the amount specified.
Checking Account
A bank account that allows for the deposit and withdrawal of funds, typically using checks, debit cards, and electronic transfers, intended for daily transactions.
Cashier's Check
A check issued by a bank or financial institution, guaranteed by the bank itself, used for making large payments where the payee requires assurance of payment.
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