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Which of the following was NOT mentioned as a possible explanation for the discrepancy between different ethnic groups on intelligence tests?
Workers' Compensation Insurance Expense
The cost incurred by employers to provide insurance that covers employees' injuries or illnesses related to work.
Payroll Tax Deductions
Amounts withheld from an employee's wages by an employer for taxes, including federal and state income tax and FICA taxes.
FUTA Tax Credit
A credit against Federal Unemployment Tax Act (FUTA) tax liability that employers can claim for amounts paid into state unemployment funds.
Life Insurance
A contract providing payment to designated beneficiaries upon the insured person’s death, offering financial protection against the loss of income.
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