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When a bank has unplanned reserves
Innovation
The process of creating new ideas, products, or methods, often leading to improvements or contributing to significant changes in society.
Global Economy
An interconnected marketplace where goods, services, and labor are traded worldwide, and economic events in one part of the world can have an impact on other parts.
Foreign-Owned Company
A business entity that is owned by individuals or corporations from a country different from where the company operates.
Empowerment
The process of granting individuals or groups more power and responsibility to make decisions and control over their work or life situations.
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