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question 97

Multiple Choice

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• A) creates moral hazard but eliminates adverse selection.
• B) creates adverse selection but eliminates moral hazard.
• C) creates both moral hazard and adverse selection.
• D) eliminates both moral hazard and adverse selection.

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Definitions:

Lamellar Bodies

Membrane-bound organelles found in certain cells, such as type II pneumocytes, containing lipids and proteins important for pulmonary surfactant production.

Stratum Granulosum

Layer of cells in the epidermis filled with granules of keratohyalin.

Keratinocytes

The primary type of cell found in the epidermis, responsible for producing keratin, a protein that gives skin its strength and resilience.

Psoriasis

A chronic skin condition characterized by red, inflamed patches covered with silvery scales resulting from an accelerated lifecycle of skin cells.