Examlex
Which of the following will increase the wage rate?
Individual Mandate
A requirement that individuals purchase or otherwise obtain health insurance, or face penalties, aimed at expanding healthcare coverage.
Health Insurance
Insurance that reimburses the policyholder for expenses related to medical and surgical care.
Community Rating
An insurance pricing strategy which sets premiums based on the collective risk profile of a community or geographic area rather than individual risk factors, often used in healthcare insurance.
Adverse Selection
A situation in which asymmetric information leads to a selection of undesirable outcomes, such as in insurance markets.
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