The Enterprising Editor of a Daily Newspaper Has Decided to Run

question 9

Essay

The enterprising editor of a daily newspaper has decided to run a legal column in which local lawyers respond to questions mailed in by readers. One reader submitted the following question:
"I'm thinking of buying a resort on Dog Island. There is no bridge to the island, but regular ferry service is provided. Ninety percent of the resort customers get to the island by ferry. If that ferry ever sank, I would be sunk! Can I insure the ferry? If I can, how much would I be able to insure it for? Would I be able to collect enough to set up my own ferry? If not, what should I do?"
If you were the lawyer responding to this question what issues would you raise?

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Definitions:

Sepsis

A life-threatening condition resulting from the body's severe response to infection, leading to tissue damage, organ failure, and potentially death.

Pulse Oximetry

A noninvasive method to measure the oxygen saturation level of the blood, often used in medical settings to monitor patients' oxygen levels.

Respiratory Tract Infections

Infections that affect the parts of the body involved in breathing, such as the lungs, throat, and nasal passages.

Lymphoid Tissue

A type of tissue found in the lymphatic system that helps the body fight infection and disease.