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Ethan Takes a High-Level Computer Programming Certification Course and Becomes

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Ethan takes a high-level computer programming certification course and becomes quite skilled at creating unique computer applications as well as troubleshooting. For a couple years after taking the course, though, Ethan pursues a different career path and does not get the chance to do any computer programming. He eventually forgets what he learned from the course. Ethan's experience MOST reflects the process psychologists refer to as:


Definitions:

Highly Compensated Employees

Employees who receive compensation from the business exceeding a specific threshold set by the IRS, subject to additional tax regulation.

Tax-Deferred Plans

Investment accounts that allow taxes on the principal and/or earnings to be paid at a future date instead of the year the investment earns income.

Pension Plan

A retirement plan that requires an employer to make contributions into a pool of funds set aside for a worker's future benefit.

IRA Contribution

Money placed into an individual retirement account (IRA) that may qualify for tax deductions or other tax advantages.

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