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Older North Americans report being much less happy than younger adults.
Retained Earnings
The portion of a company's profit that is held or retained and not paid out as dividends to shareholders.
Interest Rate Swap
A financial derivative contract in which two parties agree to exchange one stream of interest payments for another, based on a specified principal amount.
Fixed Rate
A fixed rate refers to an interest rate for a loan or mortgage that remains constant over the term of the loan.
Variable Rate
An interest rate which can change over the period of the loan, credit, or investment depending on market conditions.
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