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What Would Be a Possible Independent Variable in a Regression

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What would be a possible independent variable in a regression determining "How do lenders set interest rates paid by borrowers?" at a lender?


Definitions:

Neuronal Activity

The electrical and chemical processes occurring within neurons that facilitate the transmission of information throughout the nervous system.

Hippocampus

A major component of the brain, playing critical roles in the consolidation of information from short-term memory to long-term memory, and in spatial memory that enables navigation.

Deep Sleep

A stage of sleep that involves the most profound state of unconsciousness and the greatest degree of brain inactivity.

Episodic Memory

A form of long-duration memory that encompasses the recall of particular events, circumstances, and personal experiences.

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