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The likelihood of using phonological recoding increases when
Reserve Ratio
The fraction of depositors' balances banks must hold in reserve and not lend out.
Excess Reserves
Funds that banks hold over and above the legal reserve requirement set by central banking authorities.
Government Bonds
Securities issued by a government to raise funds from the public to finance its expenditure needs.
Monetary Policy
The process by which the central bank or monetary authority of a country controls the supply of money, often targeting an inflation rate or interest rate to ensure economic stability.
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