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Describe the exclusive OR operation (XOR) function and explain where XOR encryption is used.
Nominal Annual Rate
The interest rate stated on a loan or investment agreement, not adjusted for inflation or other factors that affect real value.
Compounded Monthly
The process of calculating interest on both the initial principal and the accumulated interest from previous periods, done monthly.
Invest
The act of allocating resources, usually money, with the expectation of generating an income or profit.
Nominal Annual Rate
The annual interest rate quoted by financial institutions, not adjusted for inflation or other factors that affect the real rate of return.
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