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Which of the following would be classified as an innate physical barrier?
Federal Reserve
The central banking system of the United States, responsible for implementing monetary policy, supervising banks, and providing financial services to depository institutions, the government, and the public.
Microfinance Loans
Small loans provided to individuals or groups in impoverished areas to spur economic development.
Bank Loans
Borrowed sums of money from banks that individuals or businesses must repay with interest according to agreed-upon terms.
Collateral
An asset that a borrower offers to a lender as security for a loan, which can be seized if the loan is not repaid.
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