Maternity Benefits Are Available as a Rider, or Optional Coverage

question 4

True/False

Maternity benefits are available as a rider, or optional coverage, in group insurance, but they cannot be optional in individual policies.

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Definitions:

Iris

The colored part of the eye surrounding the pupil, responsible for controlling the diameter and size of the pupil.

Lamellated Corpuscle

A specialized nerve ending found in the skin and mucous membranes, responsible for sensing pressure and vibration.

Papillary Layer

The uppermost layer of the dermis, directly underneath the epidermis, rich in capillaries and nerve endings.

Dermis

The thick, inner layer of skin beneath the epidermis, containing nerve endings, sweat glands, hair follicles, and blood vessels.