In Defined Contribution Health Plans, Rather Than Employers Negotiating with Insurers

question 18

Multiple Choice

In defined contribution health plans, rather than employers negotiating with insurers or managed-care organizations for the group health plans, consumers are encouraged to negotiate directly with providers because these new plans are considered:

• A)market-driven health plans.
• B)consumer-driven health plans.
• C)supply-driven health plans.
• D)product-driven health plans.
• E)service-driven health plans.

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Definitions:

Neuroticism

A personality trait characterized by a tendency towards anxiety, moodiness, worry, and other emotional states.

Traits of Anxiety

Characteristics or behaviors commonly associated with anxiety, including excessive worry, nervousness, restlessness, and physical symptoms like increased heart rate.

Impulsiveness

The tendency to act on a whim, displaying behavior characterized by little or no forethought, reflection, or consideration of the consequences.

Ego-resilient

Describes an individual's ability to adapt to stressors and return to a baseline state of functioning effectively after experiencing stress.