Which of the Following Can Be Cited as a Reason

question 72

Multiple Choice

Which of the following can be cited as a reason for the introduction of managed care in traditional indemnity plans?

• A)Demutualization of insurance companies.
• B)The introduction of the PATRIOT Act after 9/11.
• C)Adverse selection against indemnity plans.
• D)Morale hazard against indemnity plans.
• E)Lack of access to good health service providers.

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Definitions:

Gametophyte

The sexual phase in the life cycle of plants and algae that produces gametes, typically through mitosis.

Spores

Asexual reproductive or resting cells capable of developing into a new organism without fusion with another cell, often seen in bacteria, fungi, and plants.

Haploid Spores

Single-celled reproductive units produced by plants, fungi, and some protozoa that contain only one set of chromosomes, leading to genetic diversity.

Capsule

A form of glycocalyx that consists of a gelatinous layer; found in blue-green algae and certain bacteria.